Study: Texas home insurance rate hikes slow in 2025, but costs remain high

San Antonio Express-News· June 20, 2026

A new study indicates that the pace of homeowners insurance rate increases in Texas is expected to decelerate in 2025. Despite this slowing trend, overall premiums are projected to remain at elevated levels for residents across the state. This development is significant for the property insurance sector as it suggests a potential stabilization in pricing after periods of aggressive hikes, though affordability remains a primary concern for policyholders.

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