Homeowners Insurance Premiums Increased Up To 43% From 2018 To 2024—How Homeowners Can Save

Forbes· August 7, 2026

Homeowners insurance premiums have surged by as much as 43% over the period spanning 2018 to 2024. This significant upward trend reflects the intensifying cost pressures within the property insurance market over the last six years. The data highlights a period of substantial rate adjustments that directly impact affordability for property owners nationwide.

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